/* ============================================================
   Investment Plan / Engagement Terms
   ============================================================ */
.plan-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}
.plan-card {
    display: flex;
    gap: 16px;
    padding: 26px 24px;
    background: linear-gradient(180deg, rgba(17,25,45,0.96), rgba(11,16,32,0.96));
    border: 1px solid rgba(97,214,255,0.12);
    border-radius: var(--radius);
    transition: transform .25s ease, border-color .25s ease, background .25s ease;
}
.plan-card:hover {
    transform: translateY(-5px);
    border-color: rgba(245,199,106,0.42);
    background: var(--panel-2);
}
.plan-card__icon {
    flex: 0 0 auto;
    width: 52px; height: 52px;
    border-radius: 14px;
    display: grid; place-items: center;
    background: rgba(245,199,106,0.1);
    border: 1px solid rgba(245,199,106,0.22);
}
.plan-card__icon i { font-size: 1.3rem; color: var(--gold); }
.plan-card h3 { font-size: 1.02rem; margin-bottom: 7px; }
.plan-card p { color: var(--muted); font-size: .86rem; line-height: 1.55; }

.plan-note {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    max-width: 880px;
    margin: 28px auto 0;
    padding: 16px 20px;
    border-radius: 14px;
    border: 1px solid rgba(97,214,255,0.12);
    background: rgba(255,255,255,0.02);
}
.plan-note i { color: var(--gold); margin-top: 3px; }
.plan-note p { color: var(--muted); font-size: .8rem; line-height: 1.6; }

.plan-cta { text-align: center; margin-top: 28px; }

@media (max-width: 960px) {
    .plan-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 620px) {
    .plan-grid { grid-template-columns: 1fr; }
}